Category — When To Refinance

Learn more about HARP and apply at www.ICanKeepMyHome.com Mortgage banker of over 20 years, Myles Hubers, answers the question of whether or not you can get refinanced with the HARP program (Home Affordable Refinance Program) even if severely upside down on your mortgage. The answer is yes! The new HARP changes have done away with the previous limitations. There is no cap on how far upside down or underwater a homeowner can be to get a HARP refinance. It is important, however, that you be current on your mortgage. You can not have missed more than one payment in the past 11 months, and none in the previous 6 months.